Chang­ing majors: Biden revamps, scales down stu­dent debt schemes

It might take a semes­ter-long course to explain all of Pres­i­dent Joe Biden’s stu­dent loan plans.
Since the Supreme Court struck down its $400 bil­lion stu­dent debt trans­fer, the Biden White House has been hard at work regroup­ing and attack­ing the issue on mul­ti­ple fronts. So many, in fact, that it can be dif­fi­cult even for pro­fes­sion­al loan for­give­ness fol­low­ers to keep up.
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“I find it very hard to track what is hap­pen­ing and how they’re doing it,” said Neal McCluskey, direc­tor of the Cato Institute’s Cen­ter for Edu­ca­tion­al Free­dom. “So I imag­ine that the aver­age per­son is unable to fol­low any of this. I don’t know whether that is inten­tion­al or not.”
Biden announced the head­line-grab­bing orig­i­nal plan in August 2022, six weeks before the midterm elec­tions. The plan was blocked by a fed­er­al judge just days after the elec­tion and ulti­mate­ly struck down by the Supreme Court in June 2023.
Biden admin­is­tra­tion offi­cials repeat­ed­ly pledged that there was no Plan B if the high court over­turned the pro­gram, yet moved swift­ly fol­low­ing the legal set­back to announce future moves.
One of the most sig­nif­i­cant is the Sav­ing on a Valu­able Edu­cat …